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Raiding your kid's college account

Q: My wife and I could use the funds in our 5-year-old son's money-losing Ohio state 529 account to pay off my wife's $25,000 Stafford loan. Any reason not to? -- Joseph Kim, Sandusky, Ohio

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Money left over in your health savings account?

Q: I have a large balance in my health savings account. What's the safest way to invest the money and maximize yield? -- Mark Paine, Cincinnati

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Cut the tax bite of gifting a variable annuity

Q: A variable annuity that I've owned for many years has risen a great deal in value. Can I gift it to my kids? -- Anthony Cupo, Fayetteville, Ind.

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Spring clean your finances

1. Sell your old tech

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Put some punch into your career

It's probably safe to come out from under your desk now.

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Roth IRA - smart move for retirees

Q: My husband is retired, and I work part-time. Can we contribute to a Roth IRA for him this year? -- Martha Chamberlain, Lanesville, Ind.

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Going paperless the right way

You may have noticed that the appeals to go paperless from banks, credit card issuers, and brokerages have reached fever pitch lately.

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Fly for less this summer

If you've not been flying the friendly skies recently, it might have to do with those pesky fees.

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Stay cool, save money

Warmer weather means relief from the high cost of heating your home. Enjoy it while you can.

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College grads: Land that first job

There is some good news for college grads looking for that first job.

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Do our kids qualify for financial aid?

Q: Our kids are 10 and 16. We expect to inherit $200,000, which we need for retirement. Can we still get financial aid for college? -- Name withheld

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Remodeling your home? Watch out for scams

For many homeowners, the warmer months is the prime time to remodel a kitchen or bathroom. But beware -- there are some contractors who may offer you a deal that's simply too good to be true.

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Why do we always owe taxes?

Q: My husband and I always seem to owe on our taxes. What can we do? -- J.B., Indianapolis

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Summer vacation tips

Feeling burned out? Stressed?

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Umbrella insurance?

Q: What is an umbrella insurance policy, and under what circumstances should I have one? -- Matthew M., Smithfield, N.Y.

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Wedding planning means wedding savings

Ahh June, the start of summer and wedding season a-palooza. According to TheKnot.com, June is the most popular month for weddings, and if you're the bride, groom or attending several this summer, there...

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